Last reviewed: June 2026
Mortgage Renewal Calculator publishes educational tools and plain-language guides for Canadian homeowners. Our goal is to help readers prepare better questions before speaking with a lender, mortgage broker, lawyer, accountant, or other qualified professional.
How we create content
We choose topics based on common mortgage-renewal decisions, including payment changes, amortization, prepayments, term selection, and switching lenders. Articles should explain assumptions, distinguish estimates from lender quotes, and link to relevant calculator tools.
Sources and review
We prioritize primary Canadian sources such as the Financial Consumer Agency of Canada, the Bank of Canada, the Office of the Superintendent of Financial Institutions, federal and provincial government websites, and official lender documentation. Material changes to rules, terminology, or calculation assumptions are reviewed before affected pages are updated.
Financial independence and limitations
Our content is educational and does not constitute financial, legal, tax, or mortgage advice. Calculator results are estimates and may differ from lender calculations, fees, penalties, compounding conventions, prepayment privileges, or contract terms. Readers should verify decisions with an appropriately qualified professional.
Corrections
We correct material errors promptly and update the “last reviewed” date when a page receives a substantive review. To report an error or request clarification, please use our contact page.