Privacy and transparency
Privacy Policy
MortgageRenewalCalculator.com provides educational mortgage calculators and guides for Canadian homeowners. This Privacy Policy explains what information may be collected when you use this website and how it may be used.
Who We Are
Our website address is https://mortgagerenewalcalculator.com/. The site publishes mortgage renewal, prepayment, and planning tools for general educational use.
Calculator Inputs
Calculator inputs such as mortgage balance, interest rate, amortization, payment frequency, lump-sum prepayment, or extra payment amounts are used in your browser to estimate scenarios. Do not enter information that you consider highly sensitive. Calculator results are estimates only and should be confirmed with your lender, mortgage broker, or qualified financial professional.
Cookies and Advertising
This website may use cookies or similar technologies to operate the site, remember consent choices, measure basic usage, and support advertising. Cookies can help advertising partners understand whether an ad was shown or interacted with.
Google AdSense
We may display ads through Google AdSense or related Google advertising services. Google and its partners may use cookies to serve ads based on a user's prior visits to this or other websites. Google may use the DoubleClick DART cookie or similar advertising cookies to help serve ads based on visits to this site and other sites. Users may review Google's advertising privacy information and manage ad personalization through their Google account settings.
Consent Management
Where required, this site may ask for cookie or advertising consent. You can adjust browser settings to block or delete cookies. Some site functions may work differently if cookies are disabled.
Analytics
We may use analytics tools to understand aggregate website usage, such as pages viewed, device type, approximate location, and referring pages. Analytics information helps us improve calculators, guides, navigation, and site performance.
Contact Forms
If you contact us through a form or email link, we may receive the information you choose to send, such as your name, email address, message, and the page you are asking about. We use that information to respond and to improve the site where appropriate.
Third-Party Links
Some pages may link to external resources, including government, lender, or educational websites. We are not responsible for the privacy practices or content of third-party websites.
Data Retention
Contact messages may be retained as long as reasonably needed to respond, maintain records, prevent abuse, or improve site content. Aggregated analytics information may be retained according to the settings of the analytics provider.
Your Privacy Choices
You can use browser settings to delete or block cookies. You can also choose not to submit contact forms. If you have a privacy-related request, contact us and we will review it in a reasonable manner.
Contact
For privacy questions, please use the Contact page or write to admin@mortgagerenewalcalculator.com.
Tool privacy
Calculators, Local Saves, and Email Drafts
Calculators and worksheets may use entered values to show results on the page, copy a summary, open browser print/PDF, or save a local version in the browser.
- Save on This Device remains in the current browser and is not an online account.
- On a shared or public device, use Clear or Delete Saved Data after your session.
- Email is initiated by the user in their own mail app. Avoid emailing sensitive details if you do not want them in an email message.
- The site should not use an email entered for a requested report to automatically subscribe users to marketing.